All files that have a bleed need all colors and images that bleed off the page to extend at least 1/8″ past where the intended edge should be. Let’s say you have a 3×5 card that has a bleed on all four sides. A file with the bleed extended will actually be at least 3.25×5.25 to include an extra 1/8 of an inch on all four sides. Not only that, but the background picture should be at least 3.25×5.25 with the intention that it will be trimmed down to 3×5.